Long Beach Insurance Services Commercial Auto Insurance
Commercial Auto insurance can cover any vehicle that is used for business purposes, ranging from a personal automobile to a work truck or service vehicle. A commercial auto is very similar to a personal auto policy and provides many of the same coverages.
The main difference is the liability coverage amount which is normally much higher to protect the business from any accidents and potential claims.
Types of Vehicles that can be covered under a commercial auto policy:
- Personal Automobiles
- Pickup Trucks
- Shuttle Vans
- Tow Trucks
- Food Trucks
- Snow Plows
- Oil Haulers
- Party Busses
- Airport and Hotel Shuttles
- Street Sweepers
Why do you need commercial vehicle insurance?
Most business usage and certain vehicle types may be excluded from personal auto insurance policies. Why? Since personal auto policies were not meant for businesses, they are written and rated differently.
More important to you—a business owner or manager—businesses often need the particular coverages found only in a commercial auto insurance policy.